Power Commodities Credit Manager | Retail Client

We have been exclusively retained by a premier global commodities trading firm to identify a high-caliber Senior Credit Analyst. This is a strategic role within a highly entrepreneurial environment, focusing on a rapidly expanding retail client portfolio.Our client is a market leader known for its sophisticated risk management and aggressive growth. You will serve as the primary credit authority for a diverse retail book, bridging the gap between deep financial analysis and commercial trading strategy.Key ResponsibilitiesSector-Specific Analysis: Conduct comprehensive credit evaluations of large-scale retail counterparties, analyzing liquidity, cash flow stability, and consumer-driven market risks.Strategic Decision Making: Partner directly with trading desks to approve credit limits and structure enhancements (LCs, Guarantees) that facilitate high-volume retail trades.Active Monitoring: Oversee a high-visibility portfolio, identifying early warning signs in the retail sector such as shifting consumer behavior or inflationary pressures.Risk Leadership: Present detailed credit committee memos to senior leadership, providing actionable insights into portfolio concentration and counterparty viability.The Ideal CandidateProfessional Background: 5–10 years of credit risk experience within a commodities trading house, investment bank, or major energy firm.Retail Expertise (Highly Preferred): You possess a nuanced understanding of the retail landscape, including seasonal demand cycles and the unique financial structures of major retail entities.Analytical Rigor: Advanced financial modeling skills (Excel) and experience with energy/commodity risk systems (e.g., Allegro, Endur, EKA).Education: Bachelor’s degree in Finance, Accounting, or Economics; CFA or FRM designations are highly regarded.Soft Skills: A \"commercial mindset\"—the ability to say \"yes\" to a trade by finding creative risk-mitigation solutions.